Job Description

Job Description

Job Description

Turn Regulatory Data Into Proof of Community Impact

At ACNB Bank, we don’t just report numbers—we tell a story about how we serve our communities fairly and responsibly. As a HMDA and CRA Data Specialist , you’ll play a central role in that story by making sure our regulatory data is complete, compliant, and a true reflection of our lending practices.

This role is part of the Risk Management Department , not IT, and is ideal for someone with experience in banking operations or lending who takes pride in data integrity, regulatory accuracy, and collaborative teamwork.

You’ll take ownership of our HMDA and CRA data quality.
Each month, you’ll collect, validate, and scrub loan data from multiple systems—LaserPro, Encompass, Abrigo—to ensure every record meets federal Home Mortgage Disclosure Act (HMDA) and Community Reinvestment Act (CRA) requirements. You’ll verify this data in HMDA/CRA Wiz and prepare it for final submission with 100% accuracy.

You’ll be a second set of eyes—so nothing gets missed.
You’ll review data entries completed by other team members through the bank’s second review process, run targeted audits on specific data points, and research and resolve exceptions in real time.

You’ll support audits and regulatory exams with confidence.
You’ll assist the Compliance and CRA team by preparing documentation, responding to requests, and producing reports used by the CRA Committee, Risk Management, and federal agencies.

You’ll help improve the process, not just complete it.
You’ll help maintain and refine procedures, support training initiatives, monitor for regulatory changes, and participate in the development of internal controls that ensure compliance year-round.

· Hands-on experience with regulatory data in a banking environment. You understand the importance of HMDA and CRA—and how to gather, check, and report loan data correctly.

· You’re detail-obsessed and quality-driven. You notice inconsistencies others might miss, and you take ownership of getting things right.

· You ask questions, solve problems, and follow through. When data doesn’t look right, you dig in, resolve it, and document the solution.

· You’re a collaborator. Whether it’s helping a colleague troubleshoot an entry or preparing reports for the CRA Committee, you work well with others and support shared goals.

· You stay organized under deadlines. You know how to manage monthly, quarterly, and annual tasks while responding to unexpected questions or audit needs.

• High school diploma or equivalent required; additional education preferred
• At least 3 years of relevant banking or lending operations experience
• Knowledge of HMDA and CRA regulations required
• Experience with LaserPro, Encompass, Abrigo, or HMDA/CRA Wiz preferred
• Strong Excel skills and comfort working with loan systems and data validation tools

In this role, you won’t just “check compliance boxes”—you’ll help ensure the accuracy of the story we tell to regulators, community stakeholders, and leadership. You’ll work alongside a strong Risk Management team, gain valuable compliance experience, and take pride in knowing your work supports both fairness and accountability in lending.

Apply today and be the reason we’re stronger tomorrow!

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ACNB Bank is an Equal Opportunity Employer.

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